Terms of service
These Terms of Service govern your use of www.moneyrules.online and your purchase and use of products provided by Money Rules.
By accessing our website or purchasing our products, you agree to these Terms.
1. About Money Rules
Money Rules is operated by:
[LEGAL BUSINESS NAME]
[BUSINESS POSTAL ADDRESS]
Website: www.moneyrules.online
Email: contact@moneyrules.online
2. Our Product
Money Rules provides digital educational content relating to personal finance, money management, budgeting and related topics.
Our ebook is a digital product. No physical book will be shipped unless a product page expressly states otherwise.
3. Financial Disclaimer
The information provided through Money Rules is for general educational and informational purposes only.
It does not constitute personalised financial, investment, tax, accounting or legal advice.
The information in the ebook has not been prepared taking into account your individual financial circumstances, objectives or needs.
You are responsible for deciding whether information is appropriate for your individual circumstances and, where appropriate, should seek advice from a suitably qualified professional.
4. No Guarantee of Financial Results
Money Rules is designed to provide educational information and practical frameworks that may help users better understand and manage their finances.
However, financial circumstances vary from person to person.
We do not guarantee that purchasing, reading or applying information contained within Money Rules will result in:
Debt being eliminated
Savings being achieved
Income increasing
Credit scores improving
Investment returns
Specific financial outcomes
Any examples, illustrations or results discussed in our materials are not guarantees of future results.
5. Orders and Payment
When you place an order, you agree that the information you provide is accurate and complete.
Prices will be displayed before you complete your purchase.
Payment is processed through the payment methods made available during checkout.
We reserve the right to cancel or refuse an order where we reasonably suspect fraud, unauthorised payment activity or misuse of our services.
6. Digital Delivery
Once your payment has been successfully completed, access to your digital product will normally be provided electronically.
You are responsible for providing a valid email address during checkout.
If you experience problems receiving your ebook, contact:
7. 30-Day Money-Back Guarantee
Money Rules purchases are covered by our 30-day money-back guarantee.
Refund requests must be made within 30 days of purchase.
Please see our Return and Refund Policy for full details.
Nothing in these Terms affects statutory consumer rights. Digital content supplied to UK consumers is subject to statutory quality and conformity requirements under the Consumer Rights Act 2015.
8. Intellectual Property
Unless otherwise stated, all content provided through Money Rules, including:
Ebooks
Text
Graphics
Designs
Worksheets
Systems
Frameworks
Branding
Website content
is owned by or licensed to Money Rules and is protected by applicable intellectual property laws.
When you purchase our ebook, you receive a limited licence to use it for your personal, non-commercial use.
You may not, without our written permission:
Resell the ebook
Redistribute it
Upload it publicly
Share copies with others
Reproduce substantial portions of it
Modify and resell it
Use it to create a competing product
Claim any Money Rules material as your own
Purchasing the ebook does not transfer ownership of the intellectual property to you.
9. Unauthorised Sharing
Your purchase is intended for your personal use.
We reserve the right to restrict access where we reasonably believe our products are being unlawfully reproduced, distributed or resold.
10. Accuracy of Information
We aim to provide helpful and accurate information, but financial rules, products, regulations, rates and other circumstances can change over time.
You should verify important or time-sensitive information independently before making significant financial decisions.
11. Third-Party Services and Links
Our website or ebook may refer to third-party websites, products, companies or services.
We do not control those third parties and are not responsible for their content, availability, policies or services.
A reference to a third party does not necessarily constitute an endorsement.
12. Limitation of Liability
To the fullest extent permitted by law, we are not responsible for losses resulting solely from decisions made in reliance on general educational information provided through Money Rules.
Nothing in these Terms excludes or limits liability where doing so would be unlawful, nor does anything in these Terms affect rights that consumers cannot legally waive.
13. Prohibited Use
You must not use the website or our products:
For unlawful purposes
To infringe intellectual property rights
To distribute malicious software
To interfere with the operation or security of the website
To engage in fraud or unauthorised payment activity
To reproduce or commercially exploit our content without permission
14. Changes to These Terms
We may update these Terms from time to time.
The version available on our website at the time of your purchase will apply to that purchase, subject to applicable law.
15. Governing Law
These Terms are governed by the laws of England and Wales, except where mandatory consumer protection laws applicable to you provide otherwise.
Nothing in these Terms removes consumer protections that cannot legally be excluded.
16. Contact
Questions about these Terms can be sent to:
Money Rules
Website: www.moneyrules.online
Email: contact@moneyrules.online